BANK OF INDIA Credit Risk Fund - Regular Plan
(Erstwhile BOI AXA Corporate Credit Spectrum Fund - Regular Plan )
Category: Debt: Credit Risk
Launch Date: 27-02-2015
Asset Class: Fixed Income
Benchmark: CRISIL Credit Risk Debt B-II Index
Expense Ratio: 1.52% As on ( 29-09-2025)
Status: Open Ended Schemes
Minimum Topup: 5000.0
Total Assets: 106.35 Cr As on ( 30-09-2025)
Turn over:
NAV as on 03-11-2025
12.4657
0 ( 0.0361% )
CAGR Since Inception
2.06%
CRISIL Credit Risk Debt B-II Index 7.32%
Performance of BANK OF INDIA Credit Risk Fund - Regular Plan
Fund Managers

Mr.Alok Singh

Investment Objective

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Returns Calculator for BANK OF INDIA Credit Risk Fund - Regular Plan
Growth of 10000 In SIP (Fund vs Benchmark)
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Rolling Returns

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Key Performance and Risk Statistics of BANK OF INDIA Credit Risk Fund - Regular Plan

Key Statistics Volatility Sharpe Ratio Alpha Beta Yield to Maturity Average Maturity
BANK OF INDIA Credit Risk Fund - Regular Plan 70.74 0.6 16.61 -12.76 6.23 0.74
Debt: Credit Risk - - - - - -

PEER COMPARISION

Scheme Name Launch
Date
1-Year
Ret (%)
2-Yrs
Ret (%)
3-Yrs
Ret (%)
5-Yrs
Ret (%)
10-Yrs
Ret (%)
Bank of India Credit Risk Reg 27-02-2015 6.43 6.26 6.04 25.91 1.59
DSP Credit Risk Reg Gr 05-05-2003 21.65 14.47 14.86 11.12 7.88
HSBC Credit Risk Fund Reg Gr 01-01-2013 20.67 13.66 11.25 8.42 7.19
ABSL Credit Risk Reg Gr 05-04-2015 13.45 12.77 10.8 9.33 8.16
Invesco India Credit Risk Reg Gr 04-09-2014 9.52 8.45 9.48 6.55 5.76
Nippon India Credit Risk Gr 01-06-2005 9.38 8.75 8.45 8.61 6.05
ICICI Pru Credit Risk Gr 05-12-2010 9.08 9.03 8.42 7.33 7.81
Kotak Credit Risk Gr 01-05-2010 8.92 8.38 7.64 5.85 6.79
Axis Credit Risk Reg Gr 15-07-2014 8.81 8.46 7.97 6.79 6.81
Baroda BNP Paribas Credit Risk Fund Reg Gr 23-01-2015 8.34 8.32 7.98 9.51 7.68

Asset Allocation (%)

PORTFOLIO ANALYSIS of BANK OF INDIA Credit Risk Fund - Regular Plan

Portfolio as on

Top 10 Sectors in portfolio (%)

Top 10 Stocks in portfolio (%)

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